Are you looking for a fixed deposit with attractive returns?
Many leading banks in the country have rolled out special fixed deposit (FD) schemes with a 444-day tenure, offering some of the best returns to general, senior and super senior citizens.
Take a look at the current interest rates offered on these special FDs and what a Rs 1 lakh investment could grow into.
State Bank of India (SBI)
SBI’s 444-day special FD, called the Amrit Vrishti scheme, comes with a 6.60% interest rate for general citizens. Senior citizens receive 7.10%, while super senior citizens earn 7.20%.
A Rs 1 lakh investment in SBI’s Amrit Vrishti FD (interest rate 6.6%) will fetch an estimated maturity value of Rs 1,08,288, with estimated interest of Rs 8,288, ET reported.
Indian Bank
Indian Bank’s Ind Secure Product, also with a 444-day tenure, offeRs 6.70% for general citizens, 7.20% for senior citizens, and 7.45% for super senior citizens.
For a Rs 1 lakh investment in this FD (interest rate 6.7%), the maturity value is estimated at Rs 1,08,418.26, with Rs 8,418.26 as interest.
Bank of Baroda
The bob Square Drive Deposit Scheme runs for 444 days and pays 6.60% to general citizens, 7.10% to senior citizens, and 7.20% to super senior citizens.
On a Rs 1 lakh investment (interest rate 6.6%), the maturity value is projected at Rs 1,08,288.61, with interest of Rs 8,288.61.
IDBI Bank
IDBI Bank’s 444-day Utsav FD special deposit scheme offers 6.70% for general citizens, 7.20% for senior citizens, and 7.35% for super senior citizens. The rates are valid until 30 September 2025.
A Rs 1 lakh investment (interest rate 6.7%) is expected to yield Rs 1,08,418.26 on maturity, with interest of Rs 8,418.26, according to an ET report.
Canara Bank
Canara Bank provides a 6.50% interest rate to general citizens and 7.00% to senior citizens on its 444-day FD.
A Rs 1 lakh deposit (interest rate 6.5%) in this scheme will give an estimated maturity value of Rs 1,08,159.08, with interest amounting to Rs 8,159.08.
Many leading banks in the country have rolled out special fixed deposit (FD) schemes with a 444-day tenure, offering some of the best returns to general, senior and super senior citizens.
Take a look at the current interest rates offered on these special FDs and what a Rs 1 lakh investment could grow into.
State Bank of India (SBI)
SBI’s 444-day special FD, called the Amrit Vrishti scheme, comes with a 6.60% interest rate for general citizens. Senior citizens receive 7.10%, while super senior citizens earn 7.20%.
A Rs 1 lakh investment in SBI’s Amrit Vrishti FD (interest rate 6.6%) will fetch an estimated maturity value of Rs 1,08,288, with estimated interest of Rs 8,288, ET reported.
Indian Bank
Indian Bank’s Ind Secure Product, also with a 444-day tenure, offeRs 6.70% for general citizens, 7.20% for senior citizens, and 7.45% for super senior citizens.
For a Rs 1 lakh investment in this FD (interest rate 6.7%), the maturity value is estimated at Rs 1,08,418.26, with Rs 8,418.26 as interest.
Bank of Baroda
The bob Square Drive Deposit Scheme runs for 444 days and pays 6.60% to general citizens, 7.10% to senior citizens, and 7.20% to super senior citizens.
On a Rs 1 lakh investment (interest rate 6.6%), the maturity value is projected at Rs 1,08,288.61, with interest of Rs 8,288.61.
IDBI Bank
IDBI Bank’s 444-day Utsav FD special deposit scheme offers 6.70% for general citizens, 7.20% for senior citizens, and 7.35% for super senior citizens. The rates are valid until 30 September 2025.
A Rs 1 lakh investment (interest rate 6.7%) is expected to yield Rs 1,08,418.26 on maturity, with interest of Rs 8,418.26, according to an ET report.
Canara Bank
Canara Bank provides a 6.50% interest rate to general citizens and 7.00% to senior citizens on its 444-day FD.
A Rs 1 lakh deposit (interest rate 6.5%) in this scheme will give an estimated maturity value of Rs 1,08,159.08, with interest amounting to Rs 8,159.08.
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